DISCLAIMER: Snappy Title Loans is a dba of
Bolt Loans, LLC. We are NOT A LENDER and we do not make short term
cash loans or credit decisions.
Loan amounts by the lenders vary based on your vehicle and your
ability to repay the loan.
Since we do not lend money directly we cannot offer you a solicitation
for a loan. In all serviced states we WILL connect you with a lender
based on the information you provide on this website. We will not
charge you for this service and our service is not available in all
states. States that are serviced by this Web Site may change from time
to time and without notice. Personal Unsecured Loans and Auto Title
Loans are not available in all states and all areas.
Auto Title Loan companies typically do not have pre-payment penalties,
but we cannot guarantee that every lender meets this standard. Small
Business Loans typically do have pre-payment penalties and
occasionally will use your car as collateral to secure the loan.
All lenders are responsible for their own interest rates and payment
terms. Snappy Title Loans has no control over these rates or
payments. Use of the work competitive or reasonable does not mean
affordable and borrowers should use their own discretion when working
directly with the lender.
The amount of people who applied for a loan and we helped and those
who received a loan is not the same. We cannot guarantee we will find
a lender who will fund you. Just because you give us information on
this web site, in no way do we guarantee you will be approved for a
car title loan or any other type of loan. Not all lenders can provide
loan amounts you may see on this web site because loan amounts are
limited by state law and/or the lender. Some lenders may require you
to use a GPS locator device on your car, active all the time. They may
or may not pay for this or charge you for this. This is up to the
lender and we have no control over this policy of the lender.
Typically, larger loans or higher risk loans use a GPS.In some
circumstances faxing may be required. Use of your cell phone to
receive updates is optional. Please review our privacy policy.Car
Title Loans are expensive and you may have other ways to get funding
that is less expensive. These types of loans are meant to provide you
with short term financing to solve immediate cash needs and should not
be considered a long-term solution. Residents of some states may not
be eligible for a loan. Rejections for loans are not disclosed to our
firm and you may want to contact the lender directly. Car Title Loan lenders are
usually licensed by the State in which you reside. You should consult
directly with these regulatory agencies to make sure your lender is
licensed and in compliance. These agencies are there to protect you
and we advise making sure any lender you receive money from is fully
licensed.
Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable
property
as collateral. Actual loan amount, term, and Annual Percentage Rate (APR) of the loan that a consumer
qualifies
for may varyby consumer. The APR for Snappy Title Loans is 29.90%-35.99% (varies based on credit
requirements).
Repayment terms are from 0-60 Months. Loan proceeds are intended primarily for personal, family and
household purposes.
Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
The following chart illustrates the cost of a premier loan to the borrower. Please let us know if you
have any questions or queries.
We are happy to answer all questions and provide any additional information that you may need. You can
also call us at 833-402-0173.
Our process is completely transparent, ensuring that you are able to make an informed decision.
Annual Percentage Rate |
Finance Charge |
Amount Financed |
Min Monthly Payment |
Total of Payments |
Number of Months |
35.89% |
$1049.80 |
$2525.00 |
$148.95 |
$3574.80 |
24 minimum |
34.87% |
$2052.05 |
$2525.00 |
$104.02 |
$4576.88 |
44 maximum |
What is necessary to qualify for the premier program above:
1) 675 FICO score or higher
2) Collateral of $5000 or higher as per trade in value on BlackBook
3) Ability to Repay
4) Clear Title